Emily B.

Home equity lines of credit can be used for home improvement, to buy a car, pay for college tuition, to make major purchases including other real estate, or debt consolidation.

For both a 1st & 2nd lien loan, the minimum loan amount is $25,000 and maximum loan amount is $750,000*For borrowers with FICO score between 600 to 639, the maximum loan amount is $250,000*For borr...

AVM Valuation - 30 daysHard Equifax FICO8 credit pull - 90 daysIf any of these pass the expiration date, they will be rerun and may cause updates to the HELOC offers (HELOC loan amount, CLTV, etc). 

The HELOC is a standalone product. It requires a minimum 75% draw at closing and has no prepayment penalties:Available in all 50 states and DC• Minimum Loan Amount $25,000*• Maximum Loan Amount $75...

Generally, there are no out-of-pocket expenses if the loan amount is under $500,000 and no full appraisal is required.All fees and closing costs are netted against loan proceeds at settlement. This...

In compliance with federal and state requirements, you will either have a mobile notary session or an eNotary session. In-Person Notary – If your state or county does not allow for an eNotary sessi...

In order to complete your eNotary session for the closing, you will need to have a camera for visual verification of your identity.If your laptop or desktop computer does not have a camera, you can...

The borrower's home must be worth $100,000+ to qualify for a loan. 

There is no HELOC mobile app.Our website is mobile responsive which means it fits nicely into the size of a mobile phone screen. The application can be completed start to finish on any mobile device.