Emily B.

A HELOC cannot close vested in a LLC.The Property Deed needs to be out of the LLC and in the borrower's name before we start the application and when we fund the HELOC. The system will NOT draw up ...

Home equity lines of credit can be used for home improvement, to buy a car, pay for college tuition, to make major purchases including other real estate, or debt consolidation.

For both a 1st & 2nd lien loan, the minimum loan amount is $25,000 and maximum loan amount is $750,000*For borrowers with FICO score between 600 to 639, the maximum loan amount is $250,000*For borr...

AVM Valuation - 30 daysHard Equifax FICO8 credit pull - 90 daysIf any of these pass the expiration date, they will be rerun and may cause updates to the HELOC offers (HELOC loan amount, CLTV, etc). 

The HELOC is a standalone product. It requires a minimum 75% draw at closing and has no prepayment penalties:Available in all 50 states and DC• Minimum Loan Amount $25,000*• Maximum Loan Amount $75...

Generally, there are no out-of-pocket expenses if the loan amount is under $500,000 and no full appraisal is required.All fees and closing costs are netted against loan proceeds at settlement. This...

In compliance with federal and state requirements, you will either have a mobile notary session or an eNotary session. In-Person Notary – If your state or county does not allow for an eNotary sessi...

In order to complete your eNotary session for the closing, you will need to have a camera for visual verification of your identity.If your laptop or desktop computer does not have a camera, you can...

The borrower's home must be worth $100,000+ to qualify for a loan. 

There is no HELOC mobile app.Our website is mobile responsive which means it fits nicely into the size of a mobile phone screen. The application can be completed start to finish on any mobile device.